Legal Notice

General Terms and Conditions of Use

Official GRUPO SANTANDER INSURANCE website which aggregates SANTANDER INSURANCE, S.L. and its affiliate companies. Hereinafter, any reference to GRUPO SANTANDER INSURANCE shall be understood as referring to both SANTANDER INSURANCE, S.L. and its affiliate companies. This website is the property of SANTANDER INSURANCE, S.A., an entity registered in the Administrative Register of Insurance and Reinsurance Entities of the Directorate-General for Insurance and Pension Funds under code GRO0025., with its registered office in Madrid, Avda. de Cantabria, s/n, 28660 Boadilla del Monte, Madrid. All of the products and services provided by SANTANDER INSURANCE and its affiliate companies are subject to the legislation in force and are under the supervision of Directorate-General for Insurance and Pension Funds and other regulatory bodies.

LEGAL TERMS AND CONDITIONS

Please read the following terms and conditions carefully. By accessing this address and any of its pages (hereinafter referred to as the “Website”), you will be considered a user and it is presumed that you have accepted these General Terms and Conditions. Access to certain pages of this Website may be limited by the laws and provisions of the jurisdictions of different countries. Should this be the case, you will not be given access to part of all of the Grupo Santander Insurance Website.

The information contained on this Website, including certain products and services, is primarily intended for distribution or use by individuals, companies, businesses, legal individuals or bodies or any other entity (hereinafter referred to as “Persons”) residing in Spain or accessing from Spain, for which reason Grupo Santander Insurance declines any and all responsibility for access by Persons in jurisdictions where such distribution or use could be contrary to legislation or regulations. Certain products and services may not be available or may be prohibited in all jurisdictions or for all Persons, and as a result, Grupo Santander Insurance may restrict or deny access to those not meeting the requirements of residence in and access from Spain.

LIABILITY AND GUARANTEE OF GRUPO SANTANDER INSURANCE

Grupo Santander Insurance has obtained the Information and materials included on the Website from sources considered reliable. However, although reasonable measures have been taken to ensure that the Information contained is correct, Grupo Santander Insurance does not guarantee that it is precise, complete or up-to-date, and as a result, it should not be relied upon as though this were the case. Grupo Santander Insurance expressly declines any liability due to error or omission in the Information contained on the pages of this Website.

Grupo Santander Insurance reserves the right to modify, suspend, cancel or restrict the content of the Website, as well as the links or information obtained through it, without prior notice.

Under no circumstances will Grupo Santander Insurance, its directors, employees and authorised staff be liable for any type of damage, loss, claim or expense of any kind, whether this or otherwise from the use of the Website, the Information acquired or accessed through or by it, for any computer viruses, from operating faults or interruptions in the service or transmission, or faults on the line. The use of the Website, by both direct connection and link or by any other means, constitutes a warning to any user that these eventualities may occur.

It is prohibited to transmit or send any illegal or illicit content, computer virus or message through the Website that could, in general, affect or infringe the rights of Grupo Santander Insurance or third parties.

Grupo Santander Insurance accepts no liability for external websites that can be accessed through links or for any content provided by third parties. Any use of a link or access to an external website is undertaken at the will and exclusive risk of the user. Grupo Santander Insurance neither recommends nor guarantees any information obtained by or through a link, not does it accept liability for any loss, claim or damage derived from the use or misuse of a link, of from the information obtained through it, including other links or websites, from interruptions in the service or in access or from the attempt to use or misuse a link, either when connecting to the Website or when accessing information on other websites from the Website.

The Website sometimes uses Cookies, which are small data files created in the user’s computer that make it possible to obtain the following information:

Date and time the user last visited the Website.
Contents design chosen by the user on his/her first visit to the Website.
Security elements involved in controlling access to restricted areas.

The user has the option of preventing the creation of Cookies by selecting the respective option in his/her browser, although their disabling may prevent the site from working properly.

FINANCIAL AND STOCK MARKET INFORMATION

This Website provides no type of investment recommendation or legal, tax or other advice, and nothing included on it should be taken as the basis for investments or decision-making. Similarly, the information contained on this Website is published for general use and does not take into account specific investment objectives, financial status or the particular needs of any Person. You should obtain suitable and specific professional advice before deciding on any investment.

The contents of this Website are solely for information purposes and should under no circumstances be used or considered as an offer of sale, request for an offer of purchase or a recommendation to undertake any other transaction, unless expressly so stated.

INDUSTRIAL PROPERTY AND COPYRIGHT

This Website is the property of SANTANDER INSURANCE, S.L. The copyrights and operating and reproduction rights of this Website, its pages, screens, the information they contain, their appearance and design, as well as the hyperlinks from it to other web pages of any company belonging to Grupo Santander Insurance are the exclusive property of the latter, unless otherwise specified. All names, designs and/or logotypes which comprise this Website and duly registered trademarks. Any undue use of the latter by persons other that their legitimate owner may be prosecuted in accordance with current legislation. The copyrights and trademark rights of third parties are suitably highlighted and must be respected by anyone accessing this Website. The contents may be downloaded and any page on this Website copied or printed for personal and private use only. It is prohibited to reproduce, transmit, modify or delete the information, content or notices on this Website without the prior written authorisation of Santander Insurance, S.L.

APPLICABLE LEGISLATION

These general terms and conditions are governed by Spanish legislation.